16 best airline credit cards of September 2024
The best airline credit card varies for each traveler, depending on where you live and how often you fly. Whether you're an airline loyalist or a casual traveler, any of the cards on our list below could help make your flights more rewarding and enjoyable.
Check out our curated selection and comprehensive guide on some of the best airline cards from our partners below.
- Capital One Venture Rewards Credit Card: Best for simple rewards earning
- Chase Sapphire Preferred? Card: Best for beginner travelers
- Delta SkyMiles? Gold American Express Card: Best for occasional Delta flyers
- Ink Business Preferred? Credit Card: Best for sign-up bonus
- Capital One Venture X Rewards Credit Card: Best for premium travel
- American Express? Gold Card: Best for dining
- Citi? / AAdvantage? Executive World Elite Mastercard?: Best for Admirals Club access
- Delta SkyMiles? Reserve American Express Card: Best for Sky Club access
- United? Business Card: Best for United business travelers
- Delta SkyMiles? Platinum American Express Card: Best for mid-tier Delta flyers
- The Platinum Card? from American Express: Best for luxury benefits
- Alaska Airlines Visa Signature? credit card: Best for earning Alaska Airlines miles
- Southwest Rapid Rewards? Priority Credit Card: Best for frequent Southwest flyers
- Southwest? Rapid Rewards? Performance Business Credit Card: Best for loyal Southwest business travelers
- Capital One VentureOne Rewards Credit Card: Best for no annual fee
- JetBlue Plus Card: Best for Jetblue loyalists
Browse by card categories
5 Miles | 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel |
2 Miles | 2 Miles per dollar on every purchase, every day |
When it comes to simplicity and strong rewards, the Capital One Venture Rewards Credit Card is a solid choice for most travelers. You’ll earn earns 2x miles on every purchase with no bonus categories to memorize, making it an ideal card for those with busy lives. Read our full review of the Capital One Venture Rewards Credit Card.
Pros
- This flexible rewards card delivers a solid sign-up bonus of 75,000 miles, plus a $250 Capital One Travel credit worth $1,638 (when adding together the value of the miles and the Capital One Travel credit) based on TPG valuations and not provided by the issuer.
- You'll earn 2 miles per dollar on every purchase, which means you won't have to worry about memorizing bonus categories.
- Rewards earned are versatile as they can be redeemed for any hotel or airline purchase for a statement credit or transferred to 15+ travel partners.
Cons
- A couple of partners' transfer ratios are mediocre at a less than 1:1 ratio
- Capital One airline partners do not include any large U.S. airlines.
- Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $100 credit for Global Entry or TSA PreCheck?
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
- Transfer your miles to your choice of 15+ travel loyalty programs
5x | 5x on travel purchased through Chase Travel?. |
3x | 3x on dining, select streaming services and online groceries. |
2x | 2x on all other travel purchases. |
1x | 1x on all other purchases. |
The Chase Sapphire Preferred? Card is one of the most popular travel rewards credit card on the market. Offering an excellent return on travel and dining purchases, the card packs a ton of value that easily offsets its $95 annual fee. Cardholders can redeem points at 1.25 cents each for travel booked through Chase or transfer points to one of Chase’s 14 valuable airline and hotel partners. Read our full review of the Chase Sapphire Preferred Card.
Pros
- You’ll earn 2 Ultimate Rewards points per dollar on travel and 3 Ultimate Rewards points per dollar on dining including eligible delivery services and takeout.
- The current sign-up bonus on this card is quite generous. TPG values it at $1,230.
- Premium travel protection benefits including trip cancellation insurance, primary car rental insurance and lost luggage insurance.
Cons
- The card comes with a $95 annual fee.
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- Member FDIC
2X | Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. |
1X | Earn 1X Mile on all other eligible purchases. |
The Delta SkyMiles Gold Amex provides valuable elite-like benefits for causal Delta flyers including a first checked bag free and priority boarding. It can easily justify getting and keeping this card. Read our full review of the Delta SkyMiles Gold American Express Card.
Pros
- First checked bag free for you and up to eight companions.
- Priority boarding.
- 20% back in the form of a statement credit on in-flight purchases (not including Wi-Fi).
Cons
- Doesn't make sense if you don't fly Delta.
- There are better Delta cards if you want lounge access or a boost to earn elite status.
- Earn 40,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
- Enjoy a $0 introductory Annual Fee for the first year, then $150.
- Delta SkyMiles? Gold American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- $200 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel.
- Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Miles on all other eligible purchases.
- You can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $280 per round-trip flight.
- Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
- $100 Delta Stays Credit: Get up to $100 back per year as a statement credit after using your Delta SkyMiles? Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
- Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
- No Foreign Transaction Fees.
- With Send & Split?, you can send money and split your Card purchases with any other Venmo or PayPal user, directly from the Amex App. Enroll today.
- Terms Apply.
- See Rates & Fees
3X | Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year |
1X | Earn 1 point per $1 on all other purchases – with no limit to the amount you can earn |
The Ink Business Preferred Credit Card offers a lucrative welcome offer and earns points across the four bonus categories (travel, shipping, advertising and telecommunication providers) that are most popular with businesses. The card comes with travel protections, shopping protections and will also have primary coverage when renting a car for business purposes for you and your employees. Read our full review of the Ink Business Preferred Credit Card.
Pros
- Intro bonus of 90,000 bonus points after $8,000 worth of spend in the first three months after card opening.
- Access to the Chase Ultimate Rewards portal for points redemption.
- Reasonable $95 annual fee; bonus categories that are most relevant to business owners.
- Primary car insurance; and perks including cell phone and purchase protection.
- Trip cancellation/interruption insurance; trip delay reimbursement
Cons
- Yearly cap on bonus categories.
- Subject to Chase's 5/24 rule on card applications.
- Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth 25% more when you redeem for travel through Chase Travel℠
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Member FDIC
10 Miles | 10 Miles per dollar on hotels and rental cars booked through Capital One Travel |
5 Miles | 5 Miles per dollar on flights and vacation rentals booked through Capital One Travel |
2 Miles | 2 Miles per dollar on every purchase, every day |
If you can maximize the $300 credit toward Capital One Travel, the Venture X’s annual fee effectively comes down to $95, the same annual fee pegged to the Capital One Venture Rewards Credit Card (see rates and fees). Add in a 10,000-mile bonus every account anniversary (worth $185, according to TPG valuations) and lounge access, and the card may become the strongest option out there for a lot of travelers. Read our full review of the Capital One Venture X Rewards Credit Card.
Pros
- 75,000 bonus miles when you spend $4,000 on purchases in the first three months from account opening.
- 10,000 bonus miles every account anniversary
Cons
- $395 annual fee
- $300 credit annually that is only applicable for bookings made through Capital One Travel portal
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
- Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
- Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
- Earn unlimited 2X miles on all other purchases
- Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
- Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- Receive up to a $100 credit for Global Entry or TSA PreCheck?
4X | Earn 4X Membership Rewards? points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
4X | Earn 4X Membership Rewards? points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
3X | Earn 3X Membership Rewards? points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
2X | Earn 2X Membership Rewards? points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
1X | Earn 1X Membership Rewards? point per dollar spent on all other eligible purchases. |
This isn’t just a card that’s nice to look at. It packs a real punch, offering 4 points per dollar on dining at restaurants (on the first $50,000 in purchases per calendar year; then 1 point per dollar) and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1 point per dollar). There’s also an up to $120 annual dining credit at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com and Five Guys. Enrollment required. It also offers up to $120 annually ($10 per month) in Uber Cash, which can be used on Uber Eats orders or Uber rides in the U.S. Card must be added to Uber app to receive this benefit. All this make it a very strong contender for all food purchases, which has become a popular spending category. Enrollment required for select benefits. Read our full review of the American Express Gold Card.
Pros
- 4 points per dollar on dining at restaurants (on the first $50,000 in purchases per calendar year; then 1 point per dollar) and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1 point per dollar)
- 3 points per dollar on flights booked directly with the airline or with Amex Travel
- Welcome bonus of 60,000 points after spending $6,000 in the first six months of card membership. Plus, receive 20% back in statement credits on eligible restaurant purchases (up to $100) within the first six months of card membership.
Cons
- Weak on travel and everyday spending bonus categories
- Not as effective for those living outside the U.S.
- Some may have trouble using Uber/food credits
- Few travel perks and protections
- Earn 60,000 Membership Rewards? Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Plus, receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Limited time offer. Offer ends 11/6/24.
- Get the American Express? Gold Card in either the Gold, Rose Gold or Limited-Edition White Gold metal design. White Gold design is only available while supplies last.
- Earn 4X Membership Rewards? points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards? points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards? points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards? points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards? point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express? Gold Card at Dunkin' locations.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express? Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express? Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges with every booking of two nights or more through AmexTravel.com. Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
4X | Earn 4x AAdvantage? miles for every $1 spent on eligible American Airlines purchases. |
1X | 1 AAdvantage? miles for every $1 spent on other purchases |
The Citi / AAdvantage Executive World Elite Mastercard is the best for those who fly American Airlines and want Admirals Club lounge access. It also gives you helps you earn and maintain elite status and comes with priority perks. Read our full review of the Citi / AAdvantage Executive World Elite Mastercard.
Pros
- Offers Admirals Club lounge access.
- Priority check-in, airport screening, boarding and a free checked bag for you and up to 8 travel companions.
- 25% discount on inflight food and beverages.
- Receive a Global Entry/TSA PreCheck Fee Statement Credit.
Cons
- Miles redemption limited to American Airlines and its Oneworld partners.
- 25% inflight credit doesn't include Wi-Fi.
- Earn 70,000 American Airlines AAdvantage? bonus miles after spending $7,000 within the first 3 months of account opening.
- Admirals Club? membership for you and access for up to two guests or immediate family members traveling with you
- No Foreign Transaction Fees on purchases
- Earn 1 Loyalty Point for every 1 eligible AAdvantage? mile earned from purchases
- First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation
3X | Earn 3X Miles on Delta purchases. |
1X | Earn 1X Miles on all other eligible purchases. |
The Delta SkyMiles Reserve American Express Card is the premier choice for Delta loyalists who value an accelerated path to elite status, Delta SkyClubs lounge access, an annual companion certificate and strong earning rates on Delta purchases. Read our review of the Delta SkyMiles Reserve card. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
Pros
- Up to $100 statement credit for Global Entry every 4 years or $85 TSA PreCheck credit every 4.5 years (enrollment is required)
- Delta SkyClub access when flying Delta. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club. See terms for more details.
Cons
- High annual fee of $650
- Lower fee Delta cobranded cards offer superior earning categories
- Earn 60,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
- Enjoy complimentary access to the Delta Sky Club. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter. Once all 15 Visits have been used, Eligible Card Members may purchase additional Delta Sky Club Visits at a per-Visit rate of $50 per person using the Card.
- Receive four Delta Sky Club? One-Time Guest Passes each year when you fly Delta so you can share the experience with family and friends.
- Enjoy complimentary access to The Centurion? Lounge when you book a Delta flight with your Reserve Card.
- Receive $2,500 Medallion? Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
- Earn $1 Medallion? Qualification Dollar for each $10 of purchases made on your Delta SkyMiles? Reserve American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.
- Receive a Companion Certificate on First Class, Delta Comfort+?, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
- $240 Resy Credit: When you use your Delta SkyMiles? Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
- $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles? Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
- Delta SkyMiles? Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- With your Card receive upgrade priority over other Medallion Members within the same Medallion level and fare class.
- Delta SkyMiles? Reserve American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
- Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
- No Foreign Transaction Fees.
- $650 Annual Fee.
- Terms Apply.
- See Rates & Fees
2X | Earn 2 miles per $1 spent on United? purchases, dining, at gas stations, office supply stores and on local transit and commuting. |
1X | Earn 1 mile per $1 spent on all other purchases. |
If you’re a business owner, the United Business card offers excellent benefits for United flyers while charging a low annual fee. Read our full review of the United Business Card.
Pros
- Earn 2 MileagePlus miles per dollar on United Airlines purchases, dining, gas stations, office supply stores and on local transit and commuting and 1 mile per dollar on everything else.
- First checked bag free for you and one companion on your reservation.
- Two United Club one-time passes each cardmember anniversary.
- Travel protections including primary rental car insurance and trip cancellation/interruption insurance.
Cons
- Only provides lounge access twice per card member year.
- Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
- $0 introductory annual fee for the first year, then $99.
- Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal Chase United? credit card.
- Earn 2 miles per $1 spent on United? purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
- Earn 1 mile per $1 spent on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
- Enjoy a free first checked bag - a savings of up to $160 per roundtrip (terms apply), 2 United ClubSM one-time passes per year, and priority boarding privileges.
- $100 United? travel credit after 7 United flight purchases of $100 or more each anniversary year.
- Member FDIC
3X | Earn 3X Miles on Delta purchases and purchases made directly with hotels. |
2X | Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets |
1X | Earn 1X Miles on all other eligible purchases. |
The Delta SkyMiles Platinum Amex is a good choice for Delta loyalists who are looking to get airline-specific perks. This card offers some useful perks including an annual companion pass and your first checked bag free on Delta flights. Read our review of the Delta SkyMiles Platinum Amex card.
Pros
- Fee credit for TSA PreCheck/Global Entry
- First checked bag free
Cons
- Doesn't make sense if you don't fly Delta
- $350 annual fee
- SkyMiles aren't the most valuable airline currency
- Earn 50,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
- Receive a Companion Certificate on Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
- Receive $2,500 Medallion? Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
- Delta SkyMiles? Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- Earn $1 Medallion? Qualification Dollar for each $20 of purchases made on your Delta SkyMiles? Platinum American Express Card in a calendar year and get a boost toward achieving Medallion Status for next Medallion Year.
- Earn 3X Miles on Delta purchases and purchases made directly with hotels.
- Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
- Earn 1X Miles on all other eligible purchases.
- $120 Resy Credit: When you use your enrolled Delta SkyMiles? Platinum American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $10 each month in statement credits.
- $120 Rideshare Credit: earn up to $10 in statement credits each month after using your Delta SkyMiles? Platinum American Express Card on U.S. rideshare purchases with select providers. Enrollment required.
- Enjoy your first checked bag free on Delta flights.
- Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
- Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck? (through a TSA official enrollment provider) application fee, when charged to your Delta SkyMiles? Platinum American Express Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
- Delta SkyMiles? Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
- No Foreign Transaction Fees.
- $350 Annual Fee.
- Terms Apply.
- See Rates & Fees
5X | Earn 5X Membership Rewards? Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. |
5X | Earn 5X Membership Rewards? Points on prepaid hotels booked with American Express Travel. |
The Amex Platinum is unmatched when it comes to travel perks and benefits. If lounge access, hotel elite status and annual statement credits are important to you, this card is well worth the high annual fee. Read our full review of the Platinum Card from American Express.
Pros
- The current welcome offer on this card is quite lucrative. TPG values it at $1,600.
- This card comes with a long list of benefits, including access to Centurion Lounges, complimentary elite status with Hilton and Marriott, and more than $1,400 in assorted annual statement credits and so much more.
- The Amex Platinum comes with access to a premium concierge service that can help you with everything from booking hard-to-get reservations to finding destination guides to help you plan out your next getaway.
Cons
- The $695 annual fee is only worth it if you’re taking full advantage of the card’s benefits. Seldom travelers may not get enough value to warrant the cost.
- Outside of the current welcome bonus, you’re only earning bonus rewards on specific airfare and hotel purchases, so it’s not a great card for other spending categories.
- The annual airline fee credit and other statement credits can be complicated to take advantage of compared to the broader travel credits offered by competing premium cards.
- Earn 80,000 Membership Rewards? Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
- Earn 5X Membership Rewards? Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards? Points on prepaid hotels booked with American Express Travel.
- $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts? or The Hotel Collection bookings through American Express Travel using your Platinum Card?. The Hotel Collection requires a minimum two-night stay.
- $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card? on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
- The American Express Global Lounge Collection? can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
- $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card? to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card?.
- $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
- $199 CLEAR? Plus Credit: CLEAR? Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
- Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck? (through a TSA official enrollment provider) application fee, when charged to your Platinum Card?. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
- Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card?. That's up to $50 in statement credits semi-annually. Enrollment required.
- Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card? to your Resy profile.
- $695 annual fee.¤
- Terms Apply.
- See Rates & Fees
3 miles | Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases. |
2 miles | Earn unlimited 2 miles for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit (including ride share) purchases. |
1 mile | Earn unlimited 1 mile per $1 spent on all other purchases. |
There’s a lot to love about this card, in part due to its highly valuable loyalty program: Alaska Airlines MileagePlan. Whether you’re a loyal Alaska flyer or a points maximizer looking to diversify your rewards portfolio, this card has a lot to offer. For starters, you’ll receive Alaska’s Famous Companion Pass each year from $122 ($99 fare plus taxes and fees from $23) each account anniversary after spending $6,000 or more within the prior anniversary year, free checked bags for you and up to six guests on your itinerary, 20% back on in-flight purchases and more. Plus, Alaska has joined the oneworld alliance, opening up endless redemption opportunities. Read our full review of the Alaska Airlines Visa credit card.
Pros
- Free checked bag for you and up to six guests on your reservation.
- Alaska discounts, including 20% back on in-flight purchases.
- No foreign transaction fees.
Cons
- $95 annual fee.
- Limited Time Online Offer—Buy One, Get One + 50,000 Bonus Miles!
- Buy one ticket, get one for just the taxes and fees ($0 fare plus taxes and fees from $23) and get 50,000 bonus miles with this offer. To qualify, make $3,000 or more in purchases within the first 90 days of opening your account.
- Get Alaska’s Famous Companion Fare™ ($99 fare plus taxes and fees from $23) each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year. Valid on all Alaska Airlines flights booked on alaskaair.com.
- Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases. Earn unlimited 2 miles for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit (including ride share) purchases. And earn unlimited 1 mile per $1 spent on all other purchases. And, your miles don’t expire on active accounts.
- Earn a 10% rewards bonus on all miles earned from card purchases if you have an eligible Bank of America® account.
- Free checked bag and enjoy priority boarding for you and up to 6 guests on the same reservation, when you pay for your flight with your card — Also available for authorized users when they book a reservation too!
- With oneworld® Alliance member airlines and Alaska’s Global Partners, Alaska has expanded their global reach to over 1,000 destinations worldwide bringing more airline partners and more ways to earn and redeem miles.
- Plus, no foreign transaction fees and a low $95 annual fee.
- This online only offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
3X | Earn 3X points on Southwest? purchases. |
2X | Earn 2X points on local transit and commuting, including rideshare. |
2X | Earn 2X points on internet, cable, and phone services; select streaming. |
2X | Earn 2X points on Rapid Rewards? hotel and car rental partners. |
1X | Earn 1X points on all other purchases. |
While other airlines’ top credit cards have annual fees toppling over $500 per year, the Southwest Rapid Rewards Priority Card comes with just a $149 annual per year. If Southwest is your airline of choice, you’ll receive a number of perks every year: a $75 Southwest travel credit and 7,500 points on your cardmember anniversary. These benefits alone make up the annual fee for frequent Southwest flyers. For every $5,000 spent on this card, you’ll earn 1,500 Tier Qualifying Points, fast-tracking your way to A-List Status. Read our full review of the Southwest Rapid Rewards Priority Card.
Pros
- $75 annual Southwest travel credit.
- 7,500 points on each cardmember anniversary.
- 25% inflight discount on food, drinks and WiFi.
- Ability to earn A-List status faster by spending on this card
- Travel and purchase protections through Chase.
Cons
- $149 annual fee.
- Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
- 7,500 anniversary points each year.
- Earn 3X points on Southwest? purchases.
- Earn 2X points on local transit and commuting, including rideshare.
- Earn 2X points on internet, cable, and phone services; select streaming.
- $75 Southwest? travel credit each year.
- No foreign transaction fees.
- Member FDIC
4X | Earn 4X pts on Southwest? purchases. |
3X | Earn 3X points on Rapid Rewards? hotel and car rental partners. |
2X | Earn 2X points on rideshare. |
2X | Earn 2X points on social media and search engine advertising, internet, cable, and phone services. |
1X | 1X points on all other purchases. |
The Southwest Rapid Rewards Performance Business card is ideal for business travelers and loyal Southwest flyers interested in hitting A-List status or earning a Companion Pass. Read our full review of the Southwest Rapid Rewards Performance Business card.
Pros
- 9,000 points on each cardmember anniversary.
- Global Entry/TSA PreCheck credit (up to $100).
- 4 Upgraded Boardings a year.
Cons
- $199 annual fee means only those loyal to Southwest will truly benefit
- Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening and an additional 40,000 points when you spend $15,000 in 9 months.
- 9,000 bonus points after your Cardmember anniversary.
- Earn 4X pts on Southwest® purchases.
- Earn 3X points on Rapid Rewards® hotel and car rental partners.
- Earn 2X points on rideshare.
- Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.
- 4 Upgraded Boardings per year when available.
- Member FDIC
5 Miles | 5 Miles per dollar on hotels and rental cars booked through Capital One Travel |
1.25 Miles | 1.25 Miles per dollar on every purchase, every day |
If you’re looking to dip your toes into the world of travel rewards, the Capital One VentureOne Rewards Credit Card is a great way to get started. With no annual fee and a simple 1.25 miles per dollar on all your purchases, you won’t have to keep up with multiple bonus categories — just earn rewards on everything you purchase! Coupled with the 20,000-mile sign-up bonus, you can use your rewards to book travel, transfer to Capital One’s loyalty partners and more. Read our full review of the Capital One VentureOne Rewards Credit Card.
Pros
- No annual fee.
- Earn a bonus of 20,000 bonus miles once you spend $500 within the first three months from account opening
- Use your miles to book or pay for travel at a 1-cent value, or transfer your miles to loyalty programs to gain potentially even greater value for your rewards.
- Earn 1.25 miles per dollar on all purchases.
- No foreign transaction fees.
Cons
- Other credit cards can offer you higher rewards for your common purchase categories.
- Capital One airline transfer partners do not include any large U.S. airlines.
- $0 annual fee and no foreign transaction fees
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies
JetBlue Plus Card**The information about the JetBlue Plus Card has been collected independently by www.5ilth.com. The card details have not been reviewed or approved by the card issuer.
6X | 6X points on eligible JetBlue purchases |
2X | 2X points at restaurants and eligible grocery stores |
1X | 1X points on all other purchases |
Pros
- Lucrative welcome offer
- 10% rebate when you use points for JetBlue flights
- 5,000 bonus points on your cardmember anniversary
- 50% back on in-flight purchases
- First checked bag free for you and up to four travel companions
- Earn toward Mosaic status with spending
Cons
- $99 annual fee
- Perks limited to JetBlue-operated flights
- Few international partners
For even casual JetBlue flyers, the JetBlue Plus Card delivers a powerful set of benefits — including in-flight purchase discounts, 10% of your points back when you use them for a JetBlue award flight and a free checked bag. With just a $99 annual fee, it can make sense for a lot of travelers.
Comparing the best airline credit cards
Credit card | Best for | Intro offer | Earning rate | Annual fee |
---|---|---|---|---|
Open Editors rating Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer. at Capital One's secure site | simple rewards earning | Earn 75,000 + $250 in Travel Credit Open Intro bonus Earn 75,000 miles once you spend $4,000 on purchases within the first 3 months of account opening, plus receive a one-time $250 Capital One Travel credit in your first cardholder year – that’s equal to $1,000 in travel | 2 - 5X miles | $95 |
Open Editors rating Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer. at Chase's secure site | beginner travelers | 60,000 bonus points Open Intro bonus Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel?. | 1 - 5X points | $95 |
Open Editors rating Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer. at American Express's secure site | occasional Delta flyers | Earn 40,000 Miles Open Intro bonus Earn 40,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership. | 1 - 2X points | $0 introductory annual fee for the first year, then $150. |
Open Editors rating Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer. at Chase's secure site | sign-up bonus | Earn 90,000 bonus points Open Intro bonus Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. | 1 - 3X points | $95 |
Open Editors rating Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer. at Capital One's secure site | premium travel | Earn 75,000 miles Open Intro bonus Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel | 2 - 10X miles | $395 |
Open Editors rating Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer. at American Express's secure site | dining | 60,000 points + earn up to $100 back Open Intro bonus Earn 60,000 Membership Rewards? Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Plus, receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Limited time offer. Offer ends 11/6/24. | 1 - 4X points | $325 |
Open Editors rating Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer. at Citi's secure site | Admirals Club access | 70,000 miles Open Intro bonus Earn 70,000 American Airlines AAdvantage? bonus miles after spending $7,000 within the first 3 months of account opening. | 1 - 4X miles | $595 |
Open Editors rating Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer. at American Express's secure site | Sky Club access | Earn 60,000 miles Open Intro bonus Earn 60,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership. | 1 - 3X points | $650 |
Open Editors rating Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer. at Chase's secure site | United business travelers | Earn 75,000 bonus miles Open Intro bonus Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. | 1 - 2X points | $0 introductory annual fee for the first year, then $99. |
Open Editors rating Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer. at American Express's secure site | mid-tier Delta flyers | Earn 50,000 miles Open Intro bonus Earn 50,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership. | 1 - 3X points | $350 |
Open Editors rating Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer. at American Express's secure site | luxury benefits | Earn 80,000 points Open Intro bonus Earn 80,000 Membership Rewards? Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. | 5X points | $695 |
Open Editors rating Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer. at Bank of America's secure site | earning Alaska Airlines miles | Buy One, Get One + 50,000 Bonus Miles! Open Intro bonus 50,000 bonus miles plus buy one ticket, get one for just the taxes and fees ($0 fare plus taxes and fees from $23) with this offer. To qualify, make $3,000 or more in purchases within the first 90 days of opening your account. | 1 - 3X points | $95 |
Open Editors rating Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer. at Chase's secure site | frequent Southwest flyers | Earn 50,000 points Open Intro bonus Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening. | 1 - 3X points | $149 |
Open Editors rating Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer. at Chase's secure site | loyal Southwest business travelers | 120,000 points Open Intro bonus Earn up to 120,000 points. Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening and an additional 40,000 points when you spend $15,000 in 9 months. | 1 - 4X points | $199 |
Open Editors rating Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer. at Capital One's secure site | no annual fee | 20,000 miles Open Intro bonus Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel | 1.25 - 5X miles | $0 |
JetBlue Plus Card * *The information about the JetBlue Plus Card has been collected independently by www.5ilth.com. The card details have not been reviewed or approved by the card issuer. Open Editors rating Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer. Information updated as of 07/29/2024 | Jetblue loyalists | 50,000 points Open Intro bonus Earn 50,000 bonus points after spending $1,000 on purchases and paying the annual fee in full, both within the first 90 days | 1 - 6X points | $99 |
More details on the best airline credit cards
You’ll earn at least 2 miles per dollar spent on every purchase, making this a great card for everyday spending. Plus, for a low $95 annual fee (see rates and fees), you get a lot of value: a strong sign-up bonus, the ability to transfer miles to airline and hotel loyalty programs and more.
The card is best suited to travelers who want a low-annual-fee credit card that can help them earn and redeem rewards on everyday purchases while still giving them some travel benefits.
“The Capital One Venture Rewards is a great card that can add value to pretty much anyone’s wallet. I use it to earn 2 miles per dollar on the purchases that fall outside of my other cards’ bonus categories. The annual fee is low, Capital One miles are easy to redeem and the card does come with a few nice perks — including TSA PreCheck/Global Entry application fee reimbursement.” — Madison Blancaflor, senior editor, content operations
If you are looking for more travel perks and benefits (and are willing to pay a higher annual fee), look at the Capital One Venture X Rewards Credit Card. You’ll still earn at least 2 miles per dollar spent on every purchase, but you’re also getting a lot more in benefits, including lounge access, anniversary miles, a $300 yearly travel credit and more.
The card is easy to use and maximize, offering a valuable sign-up bonus and a rewards structure that helps you earn rewards across a lot of everyday spending categories. You can use those rewards in several ways, such as transferring them to a number of popular airline and hotel loyalty programs or using them through the Chase travel portal at a value of 1.25 cents each.
It can add a lot of value to almost any traveler’s wallet — from points and miles beginners to casual travelers who only fly once or twice a year to frequent flyers who are in the air at least once a month.
“The Chase Sapphire Preferred has been in my wallet for over five years and is the go-to midlevel rewards credit card that I recommend to people. It usually has a pretty solid sign-up bonus, with points that can be transferred to some of my favorite loyalty programs, like British Airways Executive Club and World of Hyatt.” — Matt Moffitt, senior credit cards editor
If you’re looking for a card that earns bonus rewards on all purchases, the Capital One Venture Rewards Credit Card earns at least 2 miles per dollar on every purchase. The card has a low $95 annual fee (see rates and fees), valuable sign-up bonus and the ability to redeem miles for travel through Capital One Travel or by transferring to 15+ travel partners.
The card offers elitelike perks that can provide solid value for casual Delta flyers — all at a low $150 annual fee (that’s $0 the first year; see rates and fees) compared to other Delta cobranded cards.
The card is best suited to casual Delta flyers who may not fly often enough to earn elite status but would enjoy elitelike perks such as priority boarding and a free checked bag.
“As someone who likes flying Delta but doesn’t fly with them often enough to earn elite status, my Delta SkyMiles Gold Amex still gives me elitelike perks to help upgrade my travel experience.” — Madison Blancaflor, senior editor
If you are a regular Delta flyer interested in earning elite status, the Delta SkyMiles? Platinum American Express Card is a strong alternative. You’ll get the same elitelike benefits as with the Gold, but you’ll also get the ability to fast-track your way to Medallion status.
The Ink Business Preferred is one of the best business credit cards on the market, offering an awesome sign-up bonus, a strong rewards structure for business spending, a low annual fee, access to Chase’s transfer partners and more.
Small-business owners who want to earn valuable Chase Ultimate Rewards points across a number of business expenses without a high annual fee. Those with a company cellphone also could benefit from this card through its cellphone protection.
“I originally signed up for the Ink Business Preferred primarily for its sign-up bonus. But, over the last year, I’ve found myself making it my go-to card when booking travel. After all, the Ink Business Preferred earns 3 points per dollar spent on travel and provides excellent travel protections, including trip delay protection and rental car insurance.” — Katie Genter, senior points and miles writer
For small-business owners who are interested in maximizing their monthly expenses, the American Express? Business Gold Card offers a very strong rewards structure that adapts to your spending habits. Plus, TPG values Amex Membership Rewards points at 2 cents each (equal to our valuation of Chase Ultimate Rewards points).
The Capital One Venture X comes with a lot of travel perks for a more affordable annual fee than its premium counterparts from Chase and Amex. You also get a strong sign-up bonus and at least 2 miles per dollar spent across all your purchases.
Travelers looking for a premium card with a lot of benefits who don’t want to pay an exorbitant annual fee.
“With an annual fee that is $300 less than the Amex Platinum (see Amex Platinum rates and fees), the Capital One Venture X card is my favorite travel credit card. The card comes with an annual $300 Capital One Travel portal credit, which I use to book flights. That effectively brings the $395 annual fee down to $95 per year (see rates and fees). Cardholders enjoy a Priority Pass Select membership and access to Capital One lounges. I use my Venture X card to earn 2 miles per dollar (a 3.7% return at TPG’s valuations) in spending categories where most cards would only accrue 1 mile (e.g., auto maintenance, pharmacies, medical bills).” — Kyle Olsen, former points and miles reporter
The Chase Sapphire Reserve? has a similar set of benefits, but its travel credit is less restrictive than the Venture X’s, and you’ll earn more on non-portal travel and dining spending. However, the Chase Sapphire Reserve does come with a higher annual fee ($550).
Foodies will love the Amex Gold card, regardless of whether you’re eating out, ordering in or cooking at home. You’ll earn 4 Membership Rewards points per dollar worldwide restaurant purchases on up to $50,000 in purchases, then 1 point per dollar, plus 4 points per dollar on up to $25,000 in purchases at U.S. supermarkets each year, then 1 point per dollar. There are a number of other perks that can easily cover the card’s $325 annual fee (see rates and fees).
Anyone with frequent restaurant and grocery purchases can get a ton of value from the Amex Gold, especially if you utilize the issuer’s array of lucrative transfer partners.
“Groceries and dining at restaurants are two of my top spending categories, and I love that the Amex Gold rewards those purchases with 4 points per dollar spent.” — Senitra Horbrook, former credit cards editor
If you still want extra rewards at restaurants along with additional bonus categories and other valuable perks at a lower fee, consider the Chase Sapphire Preferred? Card.
The card offers the most benefits for American Airlines flyers of any credit card on the market, providing Admirals Club lounge access, elite like perks and more. Plus, you can add authorized users (at a cost) that can take advantage of some of the card’s perks (like lounge access).
Loyal American Airlines flyers who are looking for ways to fast-track elite status and enjoy Admirals Club lounge access when flying with American.
“This card helps me earn Loyalty Points for my elite status with American. But the real reason I keep it year after year is because of the generous lounge access policy and the ability to add so many of my friends and family as authorized users.” — Scott Mayerowitz, former executive editor
American Airlines flyers who are looking to earn Loyalty Points but aren’t interested in lounge access could benefit from the Citi? / AAdvantage? Platinum Select? World Elite Mastercard?. It comes with a much lower annual fee and lets you earn bonus AAdvantage miles on additional spending categories: restaurants and gas stations.
The information for the Citi AAdvantage Platinum Select World Elite card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
The card offers some great perks for loyal Delta flyers, including free checked bags, space-available upgrades, a Global Entry/TSA PreCheck fee credit, lounge access, an annual companion certificate and more.
Because of the high annual fee, this card is best for those who fly Delta regularly and can maximize all of the card’s benefits.
“As a Delta Diamond Medallion, I spend a lot of time on Delta jets. The Delta Reserve card helps me maintain my status by offering shortcuts to earning (and retaining) status. Plus, the card’s annual companion ticket is valid on first-class itineraries and has helped me offset the card’s annual fee multiple years in a row.” — Andrew Kunesh, former senior editor, points and miles
The Platinum Card? from American Express offers a host of benefits for travelers who want to keep their redemption options open beyond Delta and its partners. While it won’t help you earn Delta elite status, Amex Platinum cardholders do have access to Delta Sky Club lounges (when flying Delta that same day) and can transfer points to Delta for award redemptions.
The United Business Card has a low annual fee, but it offers a lot of value to cardholders: bonus earning on categories beyond just United purchases, elitelike benefits such as priority boarding, two one-time United Club passes and more.
Small-business owners who want some United perks without spending hundreds of dollars on an annual fee.
“As a frequent United traveler, I actually have a couple of United credit cards that unlock different perks and benefits. While I initially got the United Business Card for the bonus and to keep business expenses separate, I keep it for the discount on inflight purchases, the annual 5,000-mile bonus for having both a business and personal United card, and the $100 statement credit for charging at least seven United flights to the card each year.” — Summer Hull, director of content
Loyal United flyers who are interested in even more benefits (including lounge access and additional ways to fast-track elite status) should consider the United Club Business Card. While the annual fee is much higher, frequent United flyers who maximize the benefits can easily offset the additional cost.
The information for the United Club Business has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
The Delta SkyMiles Platinum Amex is a good option for a more frequent Delta flyer. It comes standard with Delta card perks like priority boarding and a free checked bag for you and eight companions when flying Delta. However, the card also features premium benefits such as a Global Entry/TSA PreCheck fee credit and an annual companion certificate (issued upon account renewal) which allows cardmembers to bring a friend or family member along on a round-trip Delta flight in the continental U.S.
Frequent Delta flyers and/or those seeking to earn Delta Medallion status would benefit from the premium perks offered by the Delta SkyMiles Platinum Amex.
“I keep it in my wallet for the annual companion pass. My family and I do a lot of domestic flying and often plan our vacations far in advance. Having the companion ticket can save my family hundreds of dollars a year in airfare. Plus, the tickets even qualify for free elite upgrades.” — Scott Mayerowitz, former executive editor
If you are a Delta loyalist who wants more Delta perks, including Delta Sky Club access, the Delta SkyMiles? Reserve American Express Card may be a better option for your wallet.
Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
The Amex Platinum remains the No. 1 card for travel perks and benefits. You can easily offset the full cost of the annual fee (see rates and fees) if you know how to maximize the various perks and credits the card offers, and those benefits can go a long way toward upgrading your travel experience.
Frequent travelers who know they can make the most of the many perks this card has to offer will benefit the most from adding it to their wallet.
“Whilst this card has a high annual fee, it more than justifies itself for frequent travelers like me. The lounge access options that come with the Platinum are unrivaled by competitors. I put all of my flights — whether bought with cash or points — on this card to earn 5 points per dollar spent (up to 500,000 points per year; must be purchased directly with the airline or with Amex Travel). I make sure to take full advantage of the Uber, Saks Fifth Avenue, Hulu/Disney+ and Clear Plus credits (enrollment is required). And, honestly, pulling a Platinum card out of your wallet to pay for something does feel pretty fancy.” — Matt Moffitt, senior credit cards editor
Travelers who won’t utilize the various credits offered by the Amex Platinum might find more value with the Chase Sapphire Reserve?. That card offers plenty of strong benefits — including lounge access, a travel credit and fantastic travel protections — but you’ll also get a strong earning rate across categories beyond just travel purchases.
For a low annual fee, the card offers a generous sign-up bonus and some solid perks like an annual companion fare ticket from $122 ($99 fare plus taxes and fees from $23) after spending $6,000 or more on purchases in the preceding year. Now that Alaska Airlines is a member of Oneworld, you can use the miles earned with the Alaska Airlines Visa Signature? credit card to fly with not only Alaska but also Japan Airlines, American Airlines and more.
The card is an obvious choice for anyone who flies with Alaska Airlines regularly, offering a generous sign-up bonus and elitelike perks to help elevate your travel experience.
“With new benefits, this card is even more valuable to me — even with the annual fee going up $20 this year. It provides a free first checked bag, discounts on inflight purchases and priority boarding. My favorite feature, however, is the annual Companion Fare. I get hundreds of dollars in annual value from this perk.” — Ryan Smith, former credit cards writer
Cards that earn flexible rewards, such as the Chase Sapphire Preferred? Card, are great alternatives. Since Chase is a transfer partner with other Oneworld airlines and has its own travel portal, you still have the ability to book Alaska flights with your points —and you aren’t limited to only Alaska Airlines and its partners.
This premium travel credit card provides cardholders with an anniversary bonus of 7,500 points in addition to four upgraded boardings per year and the ability to earn 3 points per dollar on Southwest purchases.
Southwest loyalists who frequently fly and make purchases with the airline.
The Southwest Rapid Rewards Priority card can be a great addition to any Southwest loyalist's wallet. It features a great sign-up bonus, a $75 Southwest travel credit and 7,500 points on your cardmember anniversary. These benefits make the card well worth its annual fee for a frequent Southwest flyer.
Fans of Southwest can breathe a little easier knowing that they have options when it comes to choosing the best Southwest credit card for their specific needs. If you want a Southwest-branded credit card with a lower annual fee, you can choose between the Southwest Rapid Rewards? Premier Credit Card or the Southwest Rapid Rewards? Plus Credit Card, which have annual fees of $99 and $69, respectively. The Premier card is a great choice for the semi-frequent Southwest traveler, while the Plus card is a great entry-level choice for those who occasionally fly Southwest.
The information for the Southwest Rapid Rewards Premier has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
For a cobranded airline card, it has a great rewards structure that extends far beyond just Southwest purchases. Combined with its Southwest-specific benefits, strong sign-up bonus and moderate $199 annual fee, this card is a no-brainer for frequent Southwest business travelers.
Small-business owners who fly regularly with Southwest will get the most out of this card’s earning categories and benefits.
"It made sense for me to get this as my first Southwest card, given that I live in Austin, where almost 40% of flights are operated by Southwest. I get the most value out of this card by taking advantage of the upgraded boardings, inflight Wi-Fi credits and 9,000 anniversary bonus points, which help offset the significant annual fee.” — Matt Moffitt, senior credit cards editor
The Ink Business Preferred? Credit Card earns Chase Ultimate Rewards points across a variety of business expenses and has a lower annual fee than the Southwest Performance Business card. While it doesn’t offer Southwest-specific perks or a fast-track to elite status, Southwest is a Chase transfer partner, so you can transfer your points to book Southwest flights.
The no-annual-fee VentureOne Rewards Credit Card (see rates and fees) has the same redemption options as its sibling card (the Capital One Venture Rewards Credit Card) but with a lower rewards rate and fewer perks. The miles earned on the card can also be transferred to airline and hotel partners, a benefit not usually seen with a no-annual-fee card.
The VentureOne is a strong card to have in your arsenal and great if you are budgeting. After all, there aren’t many no-annual-fee cards with the ability to transfer points and miles directly to travel partners, so it’s a big bonus that this card offers that.
“I wanted a credit card that earns Capital One miles without an annual fee, and this is a winner. It doesn’t have the bells and whistles of some other cards, but I’m happy earning 1.25 miles per dollar on all purchases without paying a fee to keep this card year after year. I’ll never cancel this card.” — Ryan Smith, former credit cards writer
For a small annual fee, many travelers could benefit from the Capital One Venture Rewards Credit Card. You’ll earn at least 2 miles per dollar on all purchases and receive a statement credit for TSA PreCheck or Global Entry membership.
The 5,000-point anniversary bonus alone can offset most of the annual fee, and the 10% rebate on JetBlue award flights automatically boosts the value of your TrueBlue points.
The information for the JetBlue Plus Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Anyone who flies JetBlue even a couple of times per year can benefit from carrying this card.
“JetBlue has extensive service from my home state of Florida, and I love the carrier’s in-flight product and free WiFi. The JetBlue Plus Card is a no-brainer for me given the anniversary bonus and perks I get every time I set foot on a JetBlue plane.” – Nick Ewen, senior editorial director
If you want more flexibility for your rewards, opt for a more general travel card like the Chase Sapphire Preferred Card or Capital One Venture Rewards Credit Card.